Independent payment guidance · Serving New England & Nationwide

One advisor.
Your payment setup.

From statement analysis to the register, gateway and long-term support, every recommendation begins with how your business actually operates.

01 / Advisory

Fee Scans & rate reviews

A Fee Scan is a free review of your processing statement. It breaks down what you actually paid: pass-through card costs, processor markup, authorization charges, monthly fees and contract terms.

Effective-rate calculationTotal fees divided by processed volume.
Markup separationProcessor-controlled cost isolated from interchange.
Recurring-fee auditPCI, statement, batch and account charges.
Plain-English outputA comparison you can share internally.
Anonymized example of a Bedrock merchant statement savings analysis
02 / Pricing

Pricing models that fit the merchant

Interchange-plus, flat rate, cash discount and dual pricing solve different problems. Bedrock explains the customer experience, operating requirements and economics before recommending one.

Interchange-plusTransparent separation of card cost and processor markup.
Dual pricingTwo clearly disclosed prices with the program configured at checkout.
Flat rateSimpler forecasting when convenience matters most.
Program reviewState, card-brand and disclosure requirements reviewed for the setup.

Payment-program rules vary by card brand, transaction type and jurisdiction. Bedrock reviews each proposed setup; this site is not legal advice.

03 / Software

POS systems matched to workflow

Compare the parts your team will use every day: speed, inventory, ordering, reporting, integrations, support and total ownership cost.

SkyTab point-of-sale system
Restaurant-first

SkyTab

Tableside, KDS, online ordering and loyalty for full-service operations.

SpotOn point-of-sale system
Restaurant growth

SpotOn

POS paired with reservations, marketing and customer engagement.

Clover point-of-sale system
Flexible retail & QSR

Clover

A broad app ecosystem for retail, service and counter-order concepts.

NRS point-of-sale system
C-store specialist

NRS

Scan-and-bag, age verification, EBT and high-SKU inventory tools.

SimpliFix point-of-sale system
Auto repair

SimpliFix

Repair orders, PartsTech connectivity and integrated payments for independent shops.

04 / Hardware & online

Terminals, gateways & remote payments

Accept in-person, over the phone, from an invoice or through an online checkout, with the right security and reporting around each channel.

Countertop & mobileValor and Dejavoo chip, tap and swipe terminals.
Virtual terminalBrowser-based entry for phone and mail payments.
Gateway & APIAcceptBlue, Authorize.net, NMI and integration options.
Recurring & ACHVaulted cards, hosted links and bank-payment options.
05 / B2B

Commercial-card optimization

For eligible corporate and purchasing-card transactions, the right enhanced data can affect interchange qualification. Bedrock reviews the workflow, configures supported data fields and audits results.

CEDP assessmentDetermine whether the card mix and workflow qualify.
Data enrichmentTax, customer code and invoice-quality fields where supported.
Gateway fitConnect invoicing and payment tools to the right path.
Ongoing reviewVerify that configuration continues to perform as intended.
A clearer answer starts here

Send the statement.
We’ll do the math.

Free line-by-line review. No obligation and no pressure to switch.